List of Documents Required For New Two Wheeler Purchase in India

You just got into college, or bagged your first ever job. But, do you feel the freedom? Perhaps, not quite because the motorcycle or scooter you dreamt of riding to work or college isn't in your garage yet. Time to get yourself a set of wheels then, right? But before you scoot off to your nearest bike showroom, make sure to check out the list of documents required for buying a two wheeler.

The documents required for two wheeler purchase list may differ based on whether you are a salaried professional, have a business of your own, are purchasing the two-wheeler outright, or using a two wheeler loan.

Documents Required for Purchase New Bike


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Let's Get to the First Step: Booking The Two Wheeler


In most cases, you are required to make a token payment to book your two-wheeler. It's that time to take a test-ride, pick the colour of your choice, and let the dealer know you're genuinely interested in making the purchase. While booking, you need to have your driving license with you, and depending on how you want to pay the booking amount, credit/debit card, cheque book, or cash.

Time For Step Two: Two Wheeler Registration


It's the process through which your motorcycle/scooter goes from the showroom floor to being road-legal. All merchants take care of the process of registering your vehicle with the RTO, so you don't have to run around for the paperwork. Here's what you need to provide the showroom to get a registered number plate on your vehicle:

  • Passport size photographs
  • A valid ID proof having your photo on it; think Aadhaar card, PAN card, Voter ID, Passport, and a valid driving license.
  • Proof of address: Passport, latest electricity bill, LIC policy, Aadhaar card, Ration card.

In case you're living on rent, you must carry the following:

  • Your rent agreement.
  • Landlord’s electricity bill.
Additional Read: Check Bike Loan Eligibility

It's time to talk money. An outright purchase is the easiest way to ride out of the showroom with your brand new two-wheeler. Save up enough, hand the cheque to the dealer, and the moment the cheque is passed, the motorcycle is yours. Since the government has made insurance mandatory , the cost will be bundled into the on-road price of the motorcycle too.

You'll rarely run into a showroom that doesn't offer an insurance plan for your vehicle. However, check how comprehensive the policy is. Here are some of the points you should check for:

  • The tenure for which it covers damage
  • The types of damages it covers (natural disasters, third-party accident in case you crash into another person/vehicle, personal accident, etc.)

You can also get an insurance cover for your vehicle through a company of your own choice. All you need is your registration number and the vehicle's chassis number. Once you provide these to the insurance company, it will send an agent to verify the details of the vehicle. Pay the insurance amount and you're ready to hit the road.

Of course, most bike-buyers may not be able to afford outright payments. The way out of that is to use bike EMI schemes which every major bank offers. You can finance 100% of the cost of the two-wheeler, and return the loan in up to 60 months. Before you pick a finance scheme though, check for its processing fee , rate of interest, fines in case you default on one of your installments, and anything that falls under its fine-print, a. k. a. 'Conditions Apply'.

Additional Read: Best Bike For Long Drive

If you go down the EMI route, you'll also require a few additional documents, based on your type of occupaiton. Salaried professionals will need salary slips of the past three months along with the bank statement for the same tenure. Also keep your salary certificate and Form 16 handy. Business owners must keep their income tax retuns along with bank statements of the past three months handy while signing up for bike EMI.

You saw, you picked, you purchased, and even insured your dream bike. Time to head out on the road for a ride, but wait. Have you bought your helmet? Make sure you don't straddle the bike before you've got one on. In case you have a co-passenger, make sure they've worn one too. And please don't buy a cheap helmet. Your life is worth more than that. Happy riding!

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